It's designed to give buyers in their senior years a way to provide an inheritance, help ensure a financially dependent loved one is cared for, or make certain no one inherits their debt. Simplified Senior Life is a whole life insurance policy that offers up to $100,000 in life insurance coverage for seniors buying their first life insurance policy or adding to an existing policy that may not be enough. Premiums, death benefits and cash value accumulation are guaranteed.When a medical exam is required (full underwriting), decisions are made in a timely manner.Decisions are generally made within a minute from the time a digital or telephone application is submitted for applicants under age 51 seeking coverage up to $300,000 (no medical exam-simplified issue).Underwriting and medical exam requirements depend on age and coverage amounts.A Disability Waiver of Premium Rider is available for an additional cost.An Accelerated Death Benefit (ADB) Rider is offered at no additional cost.It's designed for individuals who want to ensure their family is protected should the unexpected happen. Gerber Life Whole Life Insurance offers up to $1,000,000 in permanent life insurance coverage to buyers from 18 to 70 years old. Gerber also offers a Final Expense product that you can check out here. Gerber offers the following life insurance types: Here's a link to the Gerber agent portal. Gerber Life Insurance has an A rating from AM Best. Gerber offers wonderful life insurance options for all ranges, and even life insurance products tailored for the senior market. Since 1967, Gerber Life has been providing life insurance to families, helping them achieve financial security and insurance protection.
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